What are the costs of purchasing a property in the UAE?

There are certain costs that you will need to pay when purchasing a property in the UAE, these can differ slightly depending on whether you are in Dubai, Abu Dhabi or another Emirate. The table below outlines the general fees that you will need to pay in addition to the cash deposit (or downpayment).

Land Department Fee 4%* of the purchase price plus AED 580 (Abu Dhabi 1%-2%)
Agent Fee 2%* of the purchase price
Mortgage Registration Fee     0.25%* of the mortgage borrowed plus AED 290
Bank Arrangement Fee 0 to 1.5%* of loan amount
Trustee Fee AED 4,000*
Valuation Fee AED 2,500 – AED 3,000*

*plus VAT

It is possible to incorporate some of these fees into the mortgage, read more here.

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