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Have Questions? We’ve Got Answers!

Discover everything you need to know about mortgages. From understanding rates to finding the right plan, our FAQ section is here to guide you every step of the way.

How much can I borrow?

The amount that you can borrow depends mainly on your income and liabilities. You can use the Mortgage Finder Affordability Calculator to work this out.

For a property purchase price under AED 5million the maximum loan-to-value (LTV) for an expat is 80% and for a UAE national is 85%. For properties over AED 5million, this decreases to 70% LTV for expats and to 75% for UAE nationals.

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