The amount that you can borrow depends mainly on your income and liabilities. You can use the Mortgage Finder Affordability Calculator to work this out.

For a property purchase price under AED 5million the maximum loan-to-value (LTV) for an expat is 80% and for a UAE national is 85%. For properties over AED 5million, this decreases to 70% LTV for expats and to 75% for UAE nationals.

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