To purchase a completed property in Abu Dhabi, on top of the down payment, you will also need to pay up to 5% of the property’s value in purchase costs and fees. Abu Dhabi property fees are much lower than in the neighboring emirate of Dubai where the property transfer fee is 4%.
Abu Dhabi property fees
|Fee type||Fee amount|
|Property transfer fee||Approximately 2% of purchase price|
|Mortgage registration fee||0.01% of purchase price|
|Real estate agency fee||Typically 2% of the property value, plus 5% VAT|
|Bank mortgage establishment fee||Usually up to 1% of the loan amount, plus 5% VAT|
|Title deed cost||AED 1,000|
|Bank property valuation fee||Ranges from AED 2,500 to AED 3,000, plus 5% VAT|
Did you know?Some banks allow you to add most of the fees to your mortgage, which saves on upfront costs and increases your purchasing power.
Off plan properties in Abu Dhabi
If the property is being purchased direct from the developer, there are usually no real estate agency fees to pay.