Self-employed mortgage rates in the UAE

Yes, both residents and non-residents are able to get a mortgage to finance their handover payment to the developer. Depending on how much has been paid prior to handover, Mortgage Finder will be able to arrange a mortgage to cover your final payment to the developer.

All types of property, whether freehold, leasehold, land, construction and commercial properties

Yes, the process is relatively easy for a non-resident to get a mortgage in the UAE. If you are a non-resident wanting to get a mortgage in Dubai, Abu Dhabi or another Emirate, we will require six months bank statements which demonstrate affordability, proof of income and a copy of your passport.

Yes, absolutely! Banks have different preferences when it comes to employed and self-employed applications. We have a lot of experience working with self-employed clients and we are very familiar with the banks that look favourably on these applicants.

Documents required can differ depending on your circumstances, but our mortgage brokers will be able to discuss this with you. In general, we will require the following documents for your mortgage: Copy of your passport, Visa, Emirates ID, Salary certificate addressed to 'Mortgage Finder', Last six months payslips and bank statements, Proof of your current address — copy of DEWA bill or tenancy agreement.