- Expats borrow up to 79.5%
- UAE Nationals up to 84.8%
- Fixed rates from 3.24% per annum
- No bank fees
Mortgage Calculator for Dubai & UAE
Frequently Asked Questions
What is a mortgage?
A mortgage is a loan taken out to buy property or land. In addition to repaying the loan amount, the borrower is obligated to make interest payments to the lender. The home or land is served as collateral, meaning that the ownership of the real estate will transfer to the lender if the borrower fails to repay the loan under the mortgage loan agreement.
How much can I borrow?
The amount you can borrow for the mortgage will be based on your annual income, personal circumstances and on the value of the property you are buying. Ultimately, the mortgage amount will come down to what the mortgage lender thinks is a sensible amount to lend to you and what you think you can afford.
Who qualifies for a mortgage in the UAE?
Dubai and UAE residents and non-residents, salaried and self employed clients can apply for a mortgage. We can offer mortgage deals also for property buyers with only rental income, with commercial property or with land.
How can the Mortgage Calculator help me?
Our quick and easy Mortgage Calculator will help you to work out your monthly mortgage payments. Simply enter the property value, the term over which you intend to pay it off, the amount of down payment and the interest rate. You may be able to afford more (or less) depending on your down payment and/or the purchase price.
Our Mortgage Calculator will give you the total monthly payment, specifying both interest and payment towards the capital loan amount. Please note that these figures are only a guide based on the provided information. After you have submitted your details, we will give you a call to determine the best offer from a specific lender that is suitable to your conditions.
We consider options from over 20 banks within Dubai and UAE who offer as many as 250 different mortgage products in order to get you the best home loan deal.
Whether you’re looking to get your home loan in Dubai or elsewhere in the UAE, mortgagefinder.ae is here to help at every moment.