{"id":58,"date":"2017-03-13T14:11:23","date_gmt":"2017-03-13T14:11:23","guid":{"rendered":"https:\/\/www.mortgagefinder.ae\/blog\/?p=58"},"modified":"2025-08-19T13:33:16","modified_gmt":"2025-08-19T13:33:16","slug":"abu-dhabi-property-fees","status":"publish","type":"post","link":"https:\/\/www.mortgagefinder.ae\/blog\/abu-dhabi-property-fees\/","title":{"rendered":"Abu Dhabi Property Fees: A Complete Guide for Buyers in 2025"},"content":{"rendered":"

Buying property in Abu Dhabi is an exciting step \u2014 whether it\u2019s your first home or an investment. But before you close the deal, it\u2019s important to understand all the property-related costs, including the Abu Dhabi property registration fees, service charges, and other associated costs.<\/p>\n

In this guide, we break down everything you need to know about property fees in Abu Dhabi so you can plan your purchase without surprises.<\/span><\/p>\n

\"\"<\/span><\/p>\n

What Are the Main Abu Dhabi Property Fees?<\/b><\/h2>\n

Here\u2019s a breakdown of the typical fees you can expect when buying property in Abu Dhabi:<\/span><\/p>\n\n\n\n\n\n\n\n\n\n\n
\n

Fee Type<\/b><\/p>\n<\/td>\n

\n

Amount \/ Percentage<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Property Registration Fee<\/b><\/p>\n<\/td>\n

\n

2% of the purchase price (split 50\/50 buyer and seller)<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Mortgage Registration Fee<\/b><\/p>\n<\/td>\n

\n

0.1% of loan amount (min AED 500, max AED 1,000)<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Brokerage\/Agency Fee<\/b><\/p>\n<\/td>\n

\n

Up to 2% of the purchase price<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

NOC Fee<\/b><\/p>\n<\/td>\n

\n

AED 500\u20135,000 (varies by developer)<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Valuation Fee<\/b><\/p>\n<\/td>\n

\n

AED 2,500\u20133,500<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Bank Processing Fee<\/b><\/p>\n<\/td>\n

\n

0.5\u20131% of loan amount<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Service Charges<\/b><\/p>\n<\/td>\n

\n

AED 10\u201320 per sq. ft. annually (depending on building)<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Let\u2019s go deeper into the most important one: the <\/span>Abu Dhabi property registration fees.<\/p>\n

What Are Abu Dhabi Property Registration Fees?<\/b><\/h2>\n

The Abu Dhabi property registration fees are mandatory charges collected by the Department of Municipalities and Transport (DMT) to officially register the transfer of property ownership.<\/p>\n

\u00a0Key Details:<\/b><\/p>\n

-Standard rate: 2% of the purchase price<\/b><\/p>\n

-Typically shared 50\/50 between the buyer and the seller
<\/span><\/p>\n

-Applies to both freehold and leasehold properties<\/p>\n

So, if you\u2019re purchasing a property worth AED 2 million, the total registration fee would be AED 40,000, and you would usually pay AED 20,000 as the buyer.<\/p>\n

\n

Tip: Always confirm whether the seller is willing to share the fee \u2014 especially for off-plan properties or developer sales.<\/span><\/p>\n<\/blockquote>\n

Are Abu Dhabi Property Registration Fees Different from Dubai?<\/b><\/h2>\n

Yes, they are.<\/span><\/p>\n\n\n\n\n\n
\n

City<\/b><\/p>\n<\/td>\n

\n

Registration Fee<\/b><\/p>\n<\/td>\n

\n

Who Pays?<\/b><\/p>\n<\/td>\n<\/tr>\n

\n

Abu Dhabi<\/b><\/p>\n<\/td>\n

\n

2% of property price<\/span><\/p>\n<\/td>\n

\n

Split between buyer and seller (by law)<\/span><\/p>\n<\/td>\n<\/tr>\n

\n

Dubai<\/b><\/p>\n<\/td>\n

\n

4% of property price<\/span><\/p>\n<\/td>\n

\n

Usually paid entirely by the buyer<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n

This makes Abu Dhabi property registration fees lower than Dubai\u2019s overall registration cost, helping reduce the buyer’s upfront expenses.<\/p>\n<\/blockquote>\n\n\n

Do I Need to Pay Mortgage Registration Fees Too?<\/b><\/h2>\n

If you\u2019re using a home loan to finance your purchase, then yes \u2014 in addition to the property registration fee, you\u2019ll also need to pay a mortgage registration fee.<\/p>\n

Current Rate (as of 2025):<\/b><\/h4>\n

-0.1% of the total loan amount
<\/b><\/p>\n

-Minimum AED 500, maximum AED 1,000
<\/b><\/p>\n

-Paid to the Abu Dhabi Municipality<\/b><\/p>\n

\u2022Example:
<\/span>On a loan of AED 1,000,000<\/span>
<\/span> 0.1% = AED 1,000 (maximum fee applies)<\/span><\/p>\n

Both the mortgage registration fee and Abu Dhabi property registration fees are due during the title deed registration process.<\/p>\n

Who Handles the Property Registration in Abu Dhabi?<\/b><\/h2>\n

In Abu Dhabi, property registration is managed by the:<\/span><\/p>\n

-Department of Municipalities and Transport (DMT)

<\/b><\/p>\n

-Abu Dhabi Municipality (sub-agency of DMT)

<\/span><\/p>\n

This is where your title deed is officially recorded, making you the legal property owner.<\/p>\n

\n

Whether you’re buying in Al Reem Island, Yas Island, Saadiyat, or mainland Abu Dhabi, the property must be registered with the municipality.<\/span><\/p>\n<\/blockquote>\n

What About Developer or Off-Plan Properties?<\/b><\/h2>\n

When buying off-plan properties directly from a developer:<\/p>\n

-Abu Dhabi property registration fees are still applicable
<\/span><\/p>\n

-Some developers may offer to cover the buyer’s 1% share as an incentive
<\/span><\/p>\n

-Check if the developer provides free DLD or registration promotions (especially during property shows)

<\/span><\/p>\n

Also note: Off-plan buyers must register with the municipality upon handover to get the final title deed.<\/p>\n

Additional Costs When Buying With a Mortgage<\/b><\/h2>\n

Here\u2019s a checklist of other expenses you might encounter:<\/span><\/p>\n

\u00a0-Bank Processing Fee<\/b><\/p>\n