{"id":1771,"date":"2019-07-09T09:11:06","date_gmt":"2019-07-09T09:11:06","guid":{"rendered":"https:\/\/www.mortgagefinder.ae\/blog\/?p=1771"},"modified":"2025-09-03T12:02:38","modified_gmt":"2025-09-03T12:02:38","slug":"is-it-worth-settling-your-mortgage-early","status":"publish","type":"post","link":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/","title":{"rendered":"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners"},"content":{"rendered":"\n

For many UAE homeowners, the dream of being mortgage-free feels like a distant goal. Yet with careful planning, you can reduce your loan term and save thousands in interest. Understanding how to pay the mortgage off early is not just about making bigger payments\u2014it\u2019s about using the right strategies that fit your financial situation.<\/p>\n\n\n\n

In this blog, we\u2019ll explain the benefits and drawbacks of early settlement, practical ways to pay off your loan faster, and how UAE-specific mortgage rules affect the process.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Why Consider Paying Off Your Mortgage Early?<\/strong><\/h2>\n\n\n\n

Your mortgage is likely the biggest financial commitment of your life. While lenders allow repayment over 15 to 25 years, many homeowners explore how to pay the mortgage off early for these reasons:<\/p>\n\n\n\n

  • \u2022Save on interest<\/strong>: Even small overpayments can significantly cut down long-term interest costs.

    <\/li>
  • \u2022Gain financial freedom<\/strong>: Being mortgage-free gives you peace of mind and more disposable income.

    <\/li>
  • \u2022Reduce debt risk<\/strong>: The earlier you pay off your mortgage, the less exposed you are to interest rate hikes.

    <\/li>
  • \u2022Boost investment opportunities<\/strong>: Extra cash not tied to your home loan can be invested elsewhere.
    <\/li><\/ul>\n\n\n\n

    Things to Know Before Settling Early in the UAE<\/strong><\/h2>\n\n\n\n

    Before rushing to clear your balance, it\u2019s important to understand UAE mortgage regulations.<\/p>\n\n\n\n

    • \u2022Early Settlement Fees<\/strong>: Most UAE banks charge a fee for full or partial early repayment. This is usually 1% of the outstanding loan balance or capped at AED 10,000, whichever is lower.

      <\/li>
    • \u2022Fixed vs. Variable Rate Loans<\/strong>: If you\u2019re on a fixed-rate mortgage, lenders may charge more for breaking the agreement early.

      <\/li>
    • \u2022Opportunity Cost<\/strong>: Instead of repaying early, you might earn better returns by investing money elsewhere.

      <\/li><\/ul>\n\n\n\n

      So while the idea of being debt-free is attractive, you need to balance costs and benefits.<\/p>\n\n\n\n

      Practical Strategies: How to Pay the Mortgage Off Early<\/strong><\/h2>\n\n\n\n

      If you\u2019re serious about reducing your loan term, here are the most effective methods:<\/p>\n\n\n\n

      1. Make Extra Lump-Sum Payments<\/strong><\/h3>\n\n\n\n

      Whenever you receive a work bonus, inheritance, or rental income, put it toward your mortgage principal. Reducing the principal lowers future interest, helping you pay off the loan faster.
      <\/p>\n\n\n\n

      2. Increase Your Monthly Repayments<\/strong><\/h3>\n\n\n\n

      Even a small increase\u2014say AED 1,000 extra per month\u2014can shave years off your mortgage. Many homeowners find this the simplest approach to learn how to pay the mortgage off early.
      <\/p>\n\n\n\n

      3. Switch to Bi-Weekly Payments<\/strong><\/h3>\n\n\n\n

      Instead of monthly installments, splitting your payments into bi-weekly schedules means you make 26 half-payments (or 13 full payments) each year. That one extra payment can shorten your mortgage term.
      <\/p>\n\n\n\n

      4. Refinance to a Shorter Term<\/strong><\/h3>\n\n\n\n

      Consider refinancing from a 25-year to a 15-year loan. While monthly installments rise, you save significantly on interest and finish much earlier.
      <\/p>\n\n\n\n

      5. Allocate Windfalls Wisely<\/strong><\/h3>\n\n\n\n

      If you receive an annual bonus, rental profit, or dividend payout, resist spending it and direct it to your loan. UAE homeowners often use such lump sums to accelerate payoff.
      <\/p>\n\n\n\n

      Pros and Cons of Paying Off Early<\/strong><\/h2>\n\n\n\n

      Like any financial decision, early settlement comes with pros and cons.<\/p>\n\n\n\n

      Pros<\/strong>:
      <\/p>\n\n\n\n

      • \u2022Reduced lifetime interest payments.

        <\/li>
      • \u2022Faster path to financial freedom.

        <\/li>
      • \u2022Greater peace of mind during retirement.

        <\/li><\/ul>\n\n\n\n

        Cons<\/strong>:
        <\/p>\n\n\n\n

        • \u2022Early repayment penalties.

          <\/li>
        • \u2022Opportunity cost of tying money into your property instead of investing elsewhere.

          <\/li>
        • \u2022Less liquidity for emergencies.

          <\/li><\/ul>\n\n\n\n

          Being strategic about how to pay the mortgage off early means weighing these carefully.
          <\/p>\n\n\n\n

          UAE Case Example<\/strong><\/h2>\n\n\n\n

          Let\u2019s assume you took a mortgage of AED 2 million at a 4% reducing rate for 25 years.
          <\/p>\n\n\n\n

          • \u2022Monthly repayment: ~AED 10,560

            <\/li>
          • \u2022Total interest paid over 25 years: ~AED 1.17 million
            <\/li><\/ul>\n\n\n\n

            If you add AED 2,000 extra per month:
            <\/p>\n\n\n\n

            • \u2022Loan term reduces by 6 years<\/strong>

              <\/strong><\/li>
            • \u2022You save AED 290,000 in interest<\/strong>

              <\/strong><\/li><\/ul>\n\n\n\n

              This simple example shows why UAE homeowners are increasingly exploring how to pay the mortgage off early.
              <\/p>\n\n\n\n

              Tips for UAE Homeowners<\/strong>
              <\/h2>\n\n\n\n
              • \u2022Check your lender\u2019s overpayment policy<\/strong>: Some banks cap how much you can overpay each year.

                <\/li>
              • \u2022Work with a mortgage broker<\/strong>: Brokers can help negotiate better settlement terms or refinancing options.

                <\/li>
              • \u2022Stay flexible<\/strong>: Don\u2019t overcommit to large payments if it risks your cash flow.

                <\/li><\/ul>\n\n\n\n

                Table: Common Ways to Pay Off a Mortgage Early in the UAE<\/strong>
                <\/h2>\n\n\n\n
                Strategy<\/strong><\/td>How It Works<\/strong><\/td>Benefits<\/strong><\/td>Things to Watch Out For<\/strong><\/td><\/tr>
                Lump-Sum Payments<\/td>Use bonuses, inheritance, or savings<\/td>Reduces principal quickly<\/td>May trigger early repayment fees<\/td><\/tr>
                Extra Monthly Payments<\/td>Add AED 500\u20132000 monthly<\/td>Cuts years off mortgage<\/td>Requires financial discipline<\/td><\/tr>
                Bi-Weekly Payments<\/td>Pay half every 2 weeks<\/td>Makes 1 extra payment yearly<\/td>Check if your bank supports it<\/td><\/tr>
                Refinancing<\/td>Switch to shorter term<\/td>Lower interest overall<\/td>Higher monthly repayments<\/td><\/tr>
                Windfall Allocation<\/td>Use annual bonuses or rental profit<\/td>Quick loan reduction<\/td>Sacrifices short-term liquidity<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

                Learning how to pay the mortgage off early is a smart financial move for many UAE homeowners. By applying strategies like extra payments, refinancing, or using windfalls, you can reduce your debt burden significantly.<\/p>\n\n\n\n

                However, always weigh the benefits against early settlement penalties and opportunity costs. A tailored plan\u2014often with the help of a mortgage broker\u2014can help you decide whether early repayment is right for you.<\/p>\n\n\n\n

                At Mortgage Finder, we work with clients to evaluate the best strategy, whether it\u2019s paying down faster, refinancing, or balancing investment opportunities.<\/p>\n\n\n\n

                 Thinking about settling early? Contact our team today for tailored mortgage advice in the UAE.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

                For many UAE homeowners, the dream of being mortgage-free feels like a distant goal. Yet with careful planning, you can reduce your loan term and save thousands in interest. Understanding how to pay the mortgage off early is not just about making bigger payments\u2014it\u2019s about using the right strategies that fit your financial situation. In […]<\/p>\n","protected":false},"author":12,"featured_media":1779,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[3],"tags":[],"yoast_head":"\nHow to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners - Mortgage Finder Blog<\/title>\n<meta name=\"description\" content=\"Settling your mortgage early can relieve you of the burden of a significant debt and shave off years of interest, but does it work out financially in your favour? At Mortgage Finder we explain the nuances of mortgages in the UAE.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners - Mortgage Finder Blog\" \/>\n<meta property=\"og:description\" content=\"Settling your mortgage early can relieve you of the burden of a significant debt and shave off years of interest, but does it work out financially in your favour? At Mortgage Finder we explain the nuances of mortgages in the UAE.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/\" \/>\n<meta property=\"og:site_name\" content=\"Mortgage Finder Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mortgagefinder.ae\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-07-09T09:11:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-03T12:02:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"467\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"collyne MFCo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#organization\",\"name\":\"mortgagefinder.ae\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/mortgagefinder.ae\/\",\"https:\/\/www.linkedin.com\/company\/mortgagefinder.ae\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg\",\"contentUrl\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg\",\"width\":528,\"height\":193,\"caption\":\"mortgagefinder.ae\"},\"image\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#website\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/\",\"name\":\"Mortgage Finder Blog\",\"description\":\"Dubai and UAE's best mortgages and personal loan offers\",\"publisher\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mortgagefinder.ae\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg\",\"contentUrl\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg\",\"width\":700,\"height\":467},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#webpage\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/\",\"name\":\"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners - Mortgage Finder Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#primaryimage\"},\"datePublished\":\"2019-07-09T09:11:06+00:00\",\"dateModified\":\"2025-09-03T12:02:38+00:00\",\"description\":\"Settling your mortgage early can relieve you of the burden of a significant debt and shave off years of interest, but does it work out financially in your favour? At Mortgage Finder we explain the nuances of mortgages in the UAE.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mortgagefinder.ae\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#webpage\"},\"author\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/c9e1012273168cb4940eafe5b022c127\"},\"headline\":\"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners\",\"datePublished\":\"2019-07-09T09:11:06+00:00\",\"dateModified\":\"2025-09-03T12:02:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#webpage\"},\"wordCount\":842,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg\",\"articleSection\":[\"Guides & Advice\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#respond\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/c9e1012273168cb4940eafe5b022c127\",\"name\":\"collyne MFCo\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/203dbd1f9e0e9eb3cda0999079e3cdf6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/203dbd1f9e0e9eb3cda0999079e3cdf6?s=96&d=mm&r=g\",\"caption\":\"collyne MFCo\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners - Mortgage Finder Blog","description":"Settling your mortgage early can relieve you of the burden of a significant debt and shave off years of interest, but does it work out financially in your favour? At Mortgage Finder we explain the nuances of mortgages in the UAE.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/","og_locale":"en_US","og_type":"article","og_title":"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners - Mortgage Finder Blog","og_description":"Settling your mortgage early can relieve you of the burden of a significant debt and shave off years of interest, but does it work out financially in your favour? At Mortgage Finder we explain the nuances of mortgages in the UAE.","og_url":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/","og_site_name":"Mortgage Finder Blog","article_publisher":"https:\/\/www.facebook.com\/mortgagefinder.ae\/","article_published_time":"2019-07-09T09:11:06+00:00","article_modified_time":"2025-09-03T12:02:38+00:00","og_image":[{"width":700,"height":467,"url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary","twitter_misc":{"Written by":"collyne MFCo","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#organization","name":"mortgagefinder.ae","url":"https:\/\/www.mortgagefinder.ae\/blog\/","sameAs":["https:\/\/www.facebook.com\/mortgagefinder.ae\/","https:\/\/www.linkedin.com\/company\/mortgagefinder.ae"],"logo":{"@type":"ImageObject","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#logo","inLanguage":"en-US","url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg","contentUrl":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg","width":528,"height":193,"caption":"mortgagefinder.ae"},"image":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#logo"}},{"@type":"WebSite","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#website","url":"https:\/\/www.mortgagefinder.ae\/blog\/","name":"Mortgage Finder Blog","description":"Dubai and UAE's best mortgages and personal loan offers","publisher":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mortgagefinder.ae\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#primaryimage","inLanguage":"en-US","url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg","contentUrl":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg","width":700,"height":467},{"@type":"WebPage","@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#webpage","url":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/","name":"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners - Mortgage Finder Blog","isPartOf":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#primaryimage"},"datePublished":"2019-07-09T09:11:06+00:00","dateModified":"2025-09-03T12:02:38+00:00","description":"Settling your mortgage early can relieve you of the burden of a significant debt and shave off years of interest, but does it work out financially in your favour? At Mortgage Finder we explain the nuances of mortgages in the UAE.","breadcrumb":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mortgagefinder.ae\/blog\/"},{"@type":"ListItem","position":2,"name":"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners"}]},{"@type":"Article","@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#article","isPartOf":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#webpage"},"author":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/c9e1012273168cb4940eafe5b022c127"},"headline":"How to Pay the Mortgage Off Early in the UAE: Smart Strategies for Homeowners","datePublished":"2019-07-09T09:11:06+00:00","dateModified":"2025-09-03T12:02:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#webpage"},"wordCount":842,"commentCount":0,"publisher":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#organization"},"image":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg","articleSection":["Guides & Advice"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mortgagefinder.ae\/blog\/is-it-worth-settling-your-mortgage-early\/#respond"]}]},{"@type":"Person","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/c9e1012273168cb4940eafe5b022c127","name":"collyne MFCo","image":{"@type":"ImageObject","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/203dbd1f9e0e9eb3cda0999079e3cdf6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/203dbd1f9e0e9eb3cda0999079e3cdf6?s=96&d=mm&r=g","caption":"collyne MFCo"}}]}},"jetpack_featured_media_url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2019\/07\/Settle-mortgage-early-700px-1.jpg","_links":{"self":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts\/1771"}],"collection":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/comments?post=1771"}],"version-history":[{"count":8,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts\/1771\/revisions"}],"predecessor-version":[{"id":3187,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts\/1771\/revisions\/3187"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/media\/1779"}],"wp:attachment":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/media?parent=1771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/categories?post=1771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/tags?post=1771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}