{"id":1536,"date":"2018-11-04T13:43:07","date_gmt":"2018-11-04T13:43:07","guid":{"rendered":"https:\/\/www.mortgagefinder.ae\/blog\/?p=1536"},"modified":"2025-08-19T17:15:50","modified_gmt":"2025-08-19T17:15:50","slug":"should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae","status":"publish","type":"post","link":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/","title":{"rendered":"Remortgage in the UAE: Everything You Need to Know"},"content":{"rendered":"\n<p>Buying a property is often one of the biggest financial decisions in life. But what happens after you\u2019ve had your mortgage for a few years? Many homeowners in Dubai and across the UAE are now turning to remortgage options to save money, unlock equity, or secure better loan terms.<\/p>\n<p>\u00a0<\/p>\n<p><img loading=\"lazy\" class=\"size-medium wp-image-1538 aligncenter\" src=\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people-600x375.png\" alt=\"Two people reviewing their finances\" width=\"600\" height=\"375\" \/><\/p>\n<p>If you are asking yourself whether remortgaging is right for you, this guide explains what it means, how it works in the UAE, and the benefits and considerations you should keep in mind.<\/p>\n<p>\u00a0<\/p>\n<h2 data-start=\"748\" data-end=\"774\">What Is a Remortgage?<\/h2>\n<p data-start=\"776\" data-end=\"1034\">A remortgage (also known as refinancing) is when you switch your existing mortgage to a new one, either with your current bank or a different lender. The new mortgage pays off your outstanding loan, and you continue making payments under the new terms.<\/p>\n<p data-start=\"1036\" data-end=\"1338\">In the UAE, remortgaging is becoming increasingly popular as property values rise and more competitive mortgage products become available. It can help you take advantage of lower interest rates, release funds tied up in your property, or adjust your mortgage term length to suit your financial goals.<\/p>\n<p>\u00a0<\/p>\n<h2 data-start=\"1345\" data-end=\"1400\">Why Do Homeowners Choose to Remortgage in the UAE?<\/h2>\n<p data-start=\"1402\" data-end=\"1481\">There are several reasons why expats and residents consider a remortgage:<\/p>\n<ol data-start=\"1483\" data-end=\"2614\">\n<li data-start=\"1483\" data-end=\"1792\">\n<p data-start=\"1486\" data-end=\"1792\"><strong data-start=\"1486\" data-end=\"1510\">Lower Interest Rates<\/strong><br data-start=\"1510\" data-end=\"1513\" \/>Mortgage interest rates in the UAE fluctuate based on the Emirates Interbank Offered Rate (EIBOR) and market conditions. If you originally took your mortgage during a period of higher rates, you may now be eligible for a lower rate, helping you reduce your monthly payments.<\/p>\n<\/li>\n<li data-start=\"1794\" data-end=\"2053\">\n<p data-start=\"1797\" data-end=\"2053\"><strong data-start=\"1797\" data-end=\"1838\">Switching from Variable to Fixed Rate<\/strong><br data-start=\"1838\" data-end=\"1841\" \/>Some homeowners prefer the stability of fixed rates, while others may benefit from variable rates linked to EIBOR. A remortgage allows you to change the type of rate depending on your financial strategy.<\/p>\n<\/li>\n<li data-start=\"2055\" data-end=\"2256\">\n<p data-start=\"2058\" data-end=\"2256\"><strong data-start=\"2058\" data-end=\"2078\">Releasing Equity<\/strong><br data-start=\"2078\" data-end=\"2081\" \/>If your property has increased in value, remortgaging gives you access to part of that equity. This cash can be used for investments, home renovations, or personal needs.<\/p>\n<\/li>\n<li data-start=\"2258\" data-end=\"2452\">\n<p data-start=\"2261\" data-end=\"2452\"><strong data-start=\"2261\" data-end=\"2294\">Changing Mortgage Term Length<\/strong><br data-start=\"2294\" data-end=\"2297\" \/>Through remortgaging, you can shorten your mortgage term to pay off the loan faster or extend it to reduce monthly payments and improve affordability.<\/p>\n<\/li>\n<li data-start=\"2454\" data-end=\"2614\">\n<p data-start=\"2457\" data-end=\"2614\"><strong data-start=\"2457\" data-end=\"2479\">Debt Consolidation<\/strong><br data-start=\"2479\" data-end=\"2482\" \/>Some homeowners use a remortgage to consolidate other debts into one manageable monthly payment with a lower interest rate.<\/p>\n<\/li>\n<\/ol>\n<p>\u00a0<\/p>\n<h2 data-start=\"2621\" data-end=\"2674\">How Does Remortgaging Work in Dubai and the UAE?<\/h2>\n<p data-start=\"2676\" data-end=\"2762\">The process of a remortgage in the UAE is straightforward but requires planning:<\/p>\n<ol data-start=\"2764\" data-end=\"3401\">\n<li data-start=\"2764\" data-end=\"2884\">\n<p data-start=\"2767\" data-end=\"2884\"><strong data-start=\"2767\" data-end=\"2801\">Assessment of Current Mortgage<\/strong><br data-start=\"2801\" data-end=\"2804\" \/>Review your outstanding balance, current interest rate, and remaining term.<\/p>\n<\/li>\n<li data-start=\"2886\" data-end=\"3072\">\n<p data-start=\"2889\" data-end=\"3072\"><strong data-start=\"2889\" data-end=\"2922\">Comparing New Mortgage Offers<\/strong><br data-start=\"2922\" data-end=\"2925\" \/>Work with a mortgage advisor to compare deals from multiple banks. Consider not just the interest rate, but also fees, flexibility, and terms.<\/p>\n<\/li>\n<li data-start=\"3074\" data-end=\"3246\">\n<p data-start=\"3077\" data-end=\"3246\"><strong data-start=\"3077\" data-end=\"3110\">Application with a New Lender<\/strong><br data-start=\"3110\" data-end=\"3113\" \/>If switching banks, you will apply for a new mortgage. This involves income verification, credit checks, and property valuation.<\/p>\n<\/li>\n<li data-start=\"3248\" data-end=\"3401\">\n<p data-start=\"3251\" data-end=\"3401\"><strong data-start=\"3251\" data-end=\"3281\">Settlement of Old Mortgage<\/strong><br data-start=\"3281\" data-end=\"3284\" \/>Once approved, the new lender pays off your old mortgage, and you start making payments under the new agreement.<\/p>\n<\/li>\n<\/ol>\n<h2 data-start=\"3408\" data-end=\"3443\">Costs Involved in Remortgaging<\/h2>\n<p data-start=\"3445\" data-end=\"3576\">While a remortgage can save money in the long run, you should be aware of the associated costs in the UAE. These may include:<\/p>\n<div class=\"_tableContainer_1rjym_1\">\n<div class=\"_tableWrapper_1rjym_13 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"width: 100%; height: 144px;\" data-start=\"3578\" data-end=\"4090\">\n<tbody data-start=\"3692\" data-end=\"4090\">\n<tr style=\"height: 24px;\" data-start=\"3692\" data-end=\"3779\">\n<td style=\"height: 24px; width: 38.0952%; text-align: center;\" data-start=\"3692\" data-end=\"3725\" data-col-size=\"sm\"><strong>Cost Item<\/strong><\/td>\n<td style=\"height: 24px; width: 61.1905%; text-align: center;\" data-col-size=\"md\" data-start=\"3725\" data-end=\"3779\"><strong>Typical Range<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\" data-start=\"3692\" data-end=\"3779\">\n<td style=\"height: 24px; width: 38.0952%;\" data-start=\"3692\" data-end=\"3725\" data-col-size=\"sm\">Early Settlement Fee<\/td>\n<td style=\"height: 24px; width: 61.1905%;\" data-col-size=\"md\" data-start=\"3725\" data-end=\"3779\">Up to 1% of outstanding balance (max AED 10,000)<\/td>\n<\/tr>\n<tr style=\"height: 24px;\" data-start=\"3780\" data-end=\"3859\">\n<td style=\"height: 24px; width: 38.0952%;\" data-start=\"3780\" data-end=\"3813\" data-col-size=\"sm\">New Mortgage Registration Fee<\/td>\n<td style=\"height: 24px; width: 61.1905%;\" data-col-size=\"md\" data-start=\"3813\" data-end=\"3859\">0.25% of loan amount + AED 290 admin fee<\/td>\n<\/tr>\n<tr style=\"height: 24px;\" data-start=\"3860\" data-end=\"3920\">\n<td style=\"height: 24px; width: 38.0952%;\" data-start=\"3860\" data-end=\"3893\" data-col-size=\"sm\">Property Valuation Fee<\/td>\n<td style=\"height: 24px; width: 61.1905%;\" data-col-size=\"md\" data-start=\"3893\" data-end=\"3920\">AED 2,500 \u2013 AED 3,500<\/td>\n<\/tr>\n<tr style=\"height: 24px;\" data-start=\"3921\" data-end=\"4005\">\n<td style=\"height: 24px; width: 38.0952%;\" data-start=\"3921\" data-end=\"3954\" data-col-size=\"sm\">Mortgage Processing Fee<\/td>\n<td style=\"height: 24px; width: 61.1905%;\" data-col-size=\"md\" data-start=\"3954\" data-end=\"4005\">0.25% \u2013 1% of loan amount (depending on bank)<\/td>\n<\/tr>\n<tr style=\"height: 24px;\" data-start=\"4006\" data-end=\"4090\">\n<td style=\"height: 24px; width: 38.0952%;\" data-start=\"4006\" data-end=\"4039\" data-col-size=\"sm\">Trustee Office Fee<\/td>\n<td style=\"height: 24px; width: 61.1905%;\" data-col-size=\"md\" data-start=\"4039\" data-end=\"4090\">AED 4,200 (for property transfer formalities)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\">\u00a0<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p data-start=\"4092\" data-end=\"4199\">It\u2019s important to calculate whether the long-term savings from a lower rate outweigh these upfront costs.<br \/><br \/><br \/><\/p>\n<h2 data-start=\"4206\" data-end=\"4246\">Benefits of Remortgaging in the UAE<\/h2>\n<ul data-start=\"4248\" data-end=\"4618\">\n<li data-start=\"4248\" data-end=\"4317\">\n<p data-start=\"4250\" data-end=\"4317\"><strong data-start=\"4250\" data-end=\"4276\">\u2022Lower Monthly Payments<\/strong> \u2013 By securing a reduced interest rate.<\/p>\n<\/li>\n<li data-start=\"4318\" data-end=\"4380\">\n<p data-start=\"4320\" data-end=\"4380\"><strong data-start=\"4320\" data-end=\"4335\">\u2022Flexibility<\/strong> \u2013 Choose between fixed and variable rates.<\/p>\n<\/li>\n<li data-start=\"4381\" data-end=\"4449\">\n<p data-start=\"4383\" data-end=\"4449\"><strong data-start=\"4383\" data-end=\"4400\">\u2022Equity Access<\/strong> \u2013 Free up funds without selling your property.<\/p>\n<\/li>\n<li data-start=\"4450\" data-end=\"4534\">\n<p data-start=\"4452\" data-end=\"4534\"><strong data-start=\"4452\" data-end=\"4468\">\u2022Better Terms<\/strong> \u2013 Adjust your repayment schedule to match your financial goals.<\/p>\n<\/li>\n<li data-start=\"4535\" data-end=\"4618\">\n<p data-start=\"4537\" data-end=\"4618\"><strong data-start=\"4537\" data-end=\"4556\">\u2022Debt Management<\/strong> \u2013 Combine multiple debts into a single manageable mortgage.<\/p>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h2 data-start=\"4625\" data-end=\"4670\">Things to Consider Before You Remortgage<\/h2>\n<p data-start=\"4672\" data-end=\"4704\">Before deciding, ask yourself:<\/p>\n<ul data-start=\"4706\" data-end=\"4997\">\n<li data-start=\"4706\" data-end=\"4789\">\n<p data-start=\"4708\" data-end=\"4789\">\u2022Are you currently locked into a fixed rate with penalties for early settlement?<\/p>\n<\/li>\n<li data-start=\"4790\" data-end=\"4857\">\n<p data-start=\"4792\" data-end=\"4857\">\u2022Will the cost of switching outweigh the benefits of a new deal?<\/p>\n<\/li>\n<li data-start=\"4858\" data-end=\"4934\">\n<p data-start=\"4860\" data-end=\"4934\">\u2022Do you plan to stay in the UAE long enough to benefit from a remortgage?<\/p>\n<\/li>\n<li data-start=\"4935\" data-end=\"4997\">\n<p data-start=\"4937\" data-end=\"4997\">\u2022How stable is your income and long-term repayment ability?<\/p>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h2 data-start=\"5004\" data-end=\"5037\">Who Can Remortgage in Dubai?<\/h2>\n<p data-start=\"5039\" data-end=\"5123\">Both UAE residents and expats can apply for a remortgage. Typically, you must:<\/p>\n<ul data-start=\"5125\" data-end=\"5321\">\n<li data-start=\"5125\" data-end=\"5170\">\n<p data-start=\"5127\" data-end=\"5170\">\u2022Own a property with an existing mortgage.<\/p>\n<\/li>\n<li data-start=\"5171\" data-end=\"5240\">\n<p data-start=\"5173\" data-end=\"5240\">\u2022Meet the bank\u2019s eligibility criteria (income, credit score, age).<\/p>\n<\/li>\n<li data-start=\"5241\" data-end=\"5321\">\n<p data-start=\"5243\" data-end=\"5321\">\u2022Have a property that qualifies for refinancing under UAE Central Bank rules.<\/p>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h2 data-start=\"5328\" data-end=\"5379\">How to Get the Best Remortgage Deal in the UAE<\/h2>\n<ol data-start=\"5381\" data-end=\"5876\">\n<li data-start=\"5381\" data-end=\"5468\">\n<p data-start=\"5384\" data-end=\"5468\"><strong data-start=\"5384\" data-end=\"5401\">Compare Banks<\/strong> \u2013 Don\u2019t just stick with your current lender. Explore the market.<\/p>\n<\/li>\n<li data-start=\"5469\" data-end=\"5589\">\n<p data-start=\"5472\" data-end=\"5589\"><strong data-start=\"5472\" data-end=\"5503\">Work with a Mortgage Broker<\/strong> \u2013 Experts like Mortgage Finder can negotiate better terms and simplify the process.<\/p>\n<\/li>\n<li data-start=\"5590\" data-end=\"5694\">\n<p data-start=\"5593\" data-end=\"5694\"><strong data-start=\"5593\" data-end=\"5615\">Check EIBOR Trends<\/strong> \u2013 Knowing market movements helps you choose between fixed or variable rates.<\/p>\n<\/li>\n<li data-start=\"5695\" data-end=\"5776\">\n<p data-start=\"5698\" data-end=\"5776\"><strong data-start=\"5698\" data-end=\"5720\">Review Total Costs<\/strong> \u2013 Consider fees, not just the headline interest rate.<\/p>\n<\/li>\n<li data-start=\"5777\" data-end=\"5876\">\n<p data-start=\"5780\" data-end=\"5876\"><strong data-start=\"5780\" data-end=\"5794\">Plan Ahead<\/strong> \u2013 Start the process at least 3\u20136 months before your current fixed rate expires.<br \/><br \/><br \/><\/p>\n<\/li>\n<\/ol>\n<p data-start=\"5904\" data-end=\"6158\">A remortgage can be a smart financial decision if done at the right time. Whether you want to save money on interest, release equity, or adjust your repayment schedule, refinancing your mortgage in the UAE offers flexibility and long-term benefits.<\/p>\n<p data-start=\"6160\" data-end=\"6399\">Working with a mortgage advisor ensures you compare the best deals in the market and make a well-informed choice. By carefully weighing the costs and advantages, you can decide if a remortgage is the right move for your financial future.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a property is often one of the biggest financial decisions in life. But what happens after you\u2019ve had your mortgage for a few years? Many homeowners in Dubai and across the UAE are now turning to remortgage options to save money, unlock equity, or secure better loan terms. \u00a0 If you are asking yourself [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1538,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[3,11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Remortgage in the UAE: Everything You Need to Know - Mortgage Finder Blog<\/title>\n<meta name=\"description\" content=\"Taking out a mortgage is one of the biggest financial decisions you\u2019ll make, so it\u2019s important to review your mortgage costs regularly and take action to reduce them by remortgaging or refinancing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Remortgage in the UAE: Everything You Need to Know - Mortgage Finder Blog\" \/>\n<meta property=\"og:description\" content=\"Taking out a mortgage is one of the biggest financial decisions you\u2019ll make, so it\u2019s important to review your mortgage costs regularly and take action to reduce them by remortgaging or refinancing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/\" \/>\n<meta property=\"og:site_name\" content=\"Mortgage Finder Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/mortgagefinder.ae\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-04T13:43:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-19T17:15:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pfRiyaz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#organization\",\"name\":\"mortgagefinder.ae\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/mortgagefinder.ae\/\",\"https:\/\/www.linkedin.com\/company\/mortgagefinder.ae\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg\",\"contentUrl\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg\",\"width\":528,\"height\":193,\"caption\":\"mortgagefinder.ae\"},\"image\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#website\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/\",\"name\":\"Mortgage Finder Blog\",\"description\":\"Dubai and UAE&#039;s best mortgages and personal loan offers\",\"publisher\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.mortgagefinder.ae\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png\",\"contentUrl\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png\",\"width\":\"800\",\"height\":\"500\",\"caption\":\"Two people reviewing their finances\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#webpage\",\"url\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/\",\"name\":\"Remortgage in the UAE: Everything You Need to Know - Mortgage Finder Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#primaryimage\"},\"datePublished\":\"2018-11-04T13:43:07+00:00\",\"dateModified\":\"2025-08-19T17:15:50+00:00\",\"description\":\"Taking out a mortgage is one of the biggest financial decisions you\u2019ll make, so it\u2019s important to review your mortgage costs regularly and take action to reduce them by remortgaging or refinancing.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.mortgagefinder.ae\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Remortgage in the UAE: Everything You Need to Know\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#webpage\"},\"author\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/04f5ca0830861a49182f16f1df1c8a10\"},\"headline\":\"Remortgage in the UAE: Everything You Need to Know\",\"datePublished\":\"2018-11-04T13:43:07+00:00\",\"dateModified\":\"2025-08-19T17:15:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#webpage\"},\"wordCount\":881,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png\",\"articleSection\":[\"Guides &amp; Advice\",\"Mortgage Guides\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#respond\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/04f5ca0830861a49182f16f1df1c8a10\",\"name\":\"pfRiyaz\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.mortgagefinder.ae\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8b14537235acb5f00a8c4bda382b5cc6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8b14537235acb5f00a8c4bda382b5cc6?s=96&d=mm&r=g\",\"caption\":\"pfRiyaz\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Remortgage in the UAE: Everything You Need to Know - Mortgage Finder Blog","description":"Taking out a mortgage is one of the biggest financial decisions you\u2019ll make, so it\u2019s important to review your mortgage costs regularly and take action to reduce them by remortgaging or refinancing.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/","og_locale":"en_US","og_type":"article","og_title":"Remortgage in the UAE: Everything You Need to Know - Mortgage Finder Blog","og_description":"Taking out a mortgage is one of the biggest financial decisions you\u2019ll make, so it\u2019s important to review your mortgage costs regularly and take action to reduce them by remortgaging or refinancing.","og_url":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/","og_site_name":"Mortgage Finder Blog","article_publisher":"https:\/\/www.facebook.com\/mortgagefinder.ae\/","article_published_time":"2018-11-04T13:43:07+00:00","article_modified_time":"2025-08-19T17:15:50+00:00","og_image":[{"width":"800","height":"500","url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png","type":"image\/png"}],"twitter_card":"summary","twitter_misc":{"Written by":"pfRiyaz","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#organization","name":"mortgagefinder.ae","url":"https:\/\/www.mortgagefinder.ae\/blog\/","sameAs":["https:\/\/www.facebook.com\/mortgagefinder.ae\/","https:\/\/www.linkedin.com\/company\/mortgagefinder.ae"],"logo":{"@type":"ImageObject","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#logo","inLanguage":"en-US","url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg","contentUrl":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2023\/02\/mf-logo-en.jpg","width":528,"height":193,"caption":"mortgagefinder.ae"},"image":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#logo"}},{"@type":"WebSite","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#website","url":"https:\/\/www.mortgagefinder.ae\/blog\/","name":"Mortgage Finder Blog","description":"Dubai and UAE&#039;s best mortgages and personal loan offers","publisher":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.mortgagefinder.ae\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#primaryimage","inLanguage":"en-US","url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png","contentUrl":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png","width":"800","height":"500","caption":"Two people reviewing their finances"},{"@type":"WebPage","@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#webpage","url":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/","name":"Remortgage in the UAE: Everything You Need to Know - Mortgage Finder Blog","isPartOf":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#primaryimage"},"datePublished":"2018-11-04T13:43:07+00:00","dateModified":"2025-08-19T17:15:50+00:00","description":"Taking out a mortgage is one of the biggest financial decisions you\u2019ll make, so it\u2019s important to review your mortgage costs regularly and take action to reduce them by remortgaging or refinancing.","breadcrumb":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.mortgagefinder.ae\/blog\/"},{"@type":"ListItem","position":2,"name":"Remortgage in the UAE: Everything You Need to Know"}]},{"@type":"Article","@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#article","isPartOf":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#webpage"},"author":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/04f5ca0830861a49182f16f1df1c8a10"},"headline":"Remortgage in the UAE: Everything You Need to Know","datePublished":"2018-11-04T13:43:07+00:00","dateModified":"2025-08-19T17:15:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#webpage"},"wordCount":881,"commentCount":0,"publisher":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/#organization"},"image":{"@id":"https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png","articleSection":["Guides &amp; Advice","Mortgage Guides"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mortgagefinder.ae\/blog\/should-you-remortgage-everything-you-need-to-know-about-remortgaging-in-the-uae\/#respond"]}]},{"@type":"Person","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#\/schema\/person\/04f5ca0830861a49182f16f1df1c8a10","name":"pfRiyaz","image":{"@type":"ImageObject","@id":"https:\/\/www.mortgagefinder.ae\/blog\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/8b14537235acb5f00a8c4bda382b5cc6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8b14537235acb5f00a8c4bda382b5cc6?s=96&d=mm&r=g","caption":"pfRiyaz"}}]}},"jetpack_featured_media_url":"https:\/\/www.mortgagefinder.ae\/blog\/wp-content\/uploads\/2018\/11\/people.png","_links":{"self":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts\/1536"}],"collection":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/comments?post=1536"}],"version-history":[{"count":19,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts\/1536\/revisions"}],"predecessor-version":[{"id":2994,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/posts\/1536\/revisions\/2994"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/media\/1538"}],"wp:attachment":[{"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/media?parent=1536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/categories?post=1536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mortgagefinder.ae\/blog\/wp-json\/wp\/v2\/tags?post=1536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}