was first established in 2014. Previously operating as MIBME Mortgage Broker LLC and already the single largest and most successful mortgage consultancy in the UAE, was born following a majority acquisition by the Propertyfinder Group.

The management team has more than 40 years of experience in international residential and commercial lending and has been operating in the UAE since 2005. Our consultants are highly trained, qualified mortgage professionals, each with several years of local experience. is empaneled with every UAE lender and can access every home loan product in the market. We can also offer clients exclusive rates and terms not available via any other channel.

The UAE property transaction and mortgage process is more complicated than most expect. We offer clients an end-to-end service in order to ensure they get the right advice and that their interests are protected at every step of the process. We work for you, not the bank.

We are proud to have helped hundreds of families buy their dream home in Dubai, Abu Dhabi and across the UAE. Most of them referred to us by other satisfied clients.

We are here to help you.

Why use instead of your own bank?
The team are qualified consultants with an extensive knowledge of the entire home loan market and the UAE property transaction process.
Bank employees have a basic understanding of their products only. are mortgage specialists. Complicated residential and commercial deals are our specialty. If we can’t do it, it can’t be done.
Bank staff will reject deals that fall outside the box. will listen to what you are trying to achieve; impartially assess your unique circumstances and give you an overview of all options available in the market.
A bank will only present their products. will negotiate the best possible terms with your chosen lender and has access to exclusive products and terms not available via any other channel.
A bank will offer you standard fees. will protect your interests and offer guidance through every step of the process to ensure it goes as smoothly as possible.
With a bank you'll have to navigate each step by yourself. will brief you on both the negatives and the positives of each product being reviewed.
A bank will only present the positive aspects of their products. consultants are in touch with their clients throughout the whole process and even after the transaction has been completed, providing ongoing support.
A bank will put you through an automated phone system that eventually links to a call centre.
We help you through every step
First Consultation & assessment of borrowing capacity
Recommendation of suitable mortgage options
Completion of bank application and supporting documents
Bank issues pre-approval
Sign MOU for property purchase.
Medical test for life insurance
Property Valuation
Bank issues final approval for signing
Bank pays seller’s mortgage (if applicable)
NOC requested from developer
Property transfer scheduled with land department and funds released
Move into your new home
Director Profiles
Richard Boyd
Richard has spent more than 25 years in the banking industry, previously working for Barclays and Woolwich in the UK prior to relocating to Dubai in 2005. Richard co-founded MIBME Mortgage Broker LLC with Warren in 2011.
Warren Philliskirk CeMap
Warren has more than 20 years of international residential and commercial lending experience. Born and raised in the UK, in 2006 Warren relocated to the UAE and was one of the early pioneers of the UAE mortgage industry and is now considered one of the industries leading authorities.

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emirates money
National Bank of Abu Dhabi
Royal Bank of Scotland
RAK Bank
Commerce Bank of Dubai
Emirates NBD
NED Bank
Standard Chartered